Cost Estimate Table: New Clients
Scouting Level
$1,800 - $2,7006 - 9 hours
- Scouting plans are typically for people who are just starting out in their career and beginning to save and think about retirement.
- Cash Flow Review
- Review of Assets
- Paying Off Debts
- Basic Saving Advice
- Basic Strategies to Achieve Short & Long Term Goals
Touring Level
$2,700 - $3,9009-13 hours
- Touring plans expand on the Scouting plan with more attention to areas such as:
- Basic Retirement Modeling
- Home Affordability
- College Savings
- Life Insurance Needs
- Disability Insurance Needs
- Basic Investment Advice
Journey Level (Pre-Retirement)
$3,900 - $5,10013-17 hours
- Journey plans are for those who in accumulation mode (pre-retirement) and saving for the future. They expand on the Touring plan and require more specialized knowledge in areas such as:
- Detailed Retirement Modeling
- Company Stock Awards
- Private Primary / Secondary Education
- Consolidation of Investment Accounts
- Detailed Investment Advice
- Single Rental Property
- Unique Family Situations
Journey Level (In Retirement)
$3,900 - $5,10013-17 hours
- This level is for those in distribution mode (in retirement) who are using their savings to cover expenses and requiring more specialized knowledge in areas such as:
- Detailed Retirement Modeling
- Early Retirement
- Pension Strategies
- Required Minimum Distributions
- Social Security Strategies
- Retirement Distribution Strategies
- Long Term Care Planning
Expedition Level
$5,400 - $7,50017 - 25 hours
- Expedition plans require more coordination of many moving parts adding complexity. This includes more for time for areas such as:
- Special income situations
- Many types of investment accounts
- Complex tax situation
- Higher assets spread over many accounts
- Multiple Rental Properties
- Complex Investment Advice
- Small Business Owners
Note: the above estimates are for illustrative purposes only. Your planner will provide you with a specific quote when you meet.